Current Home Owners
Whether you are thinking about selling and buying a new home, refinancing for a lower rate or renovating your home, let us provide you with multiple estimates (without running your credit!) so that you can decide which path works best for you.APPLY NOW
Buying Your First Home?
We understand the magnitude of this decision and it is our goal to make your transition into home ownership unforgettable. If you are having difficulty coming up with the minimum required down payment for an FHA or Conventional mortgage, let us show you how we can offer you 3%, 3.5% or even 5% in the form of down payment assistance to help you overcome this obstacle.GET PRE-APPROVED
WHY TRUST US
Whether you are looking for a 0% down payment mortgage or a renovation loan, an authorized FHA professional will contact you. In addition to FHA loans, we also provide Conventional loans. We will help you determine which path is right for you based on your credit score, your debt ratio, your loan to value and other factors that we will discuss in detail.
FHA LOANS MARYLAND
Maryland First Time Home Buyer Loan
You are considered a first time home buyer in the state of Maryland if you have never owned an interest in residential real property in the state that has been your principal residence.
Maryland Renovation Loan
Baltimore City has some of the most extensive programs available for people who want to buy and live in the area.
Maryland Buy and Live in a 2-4 Unit Investment Property
A property is considered a 2-4 unit structure when several key elements are established. These elements include the property having separate entrances and separate electric meters.
Maryland FHA Refinance to a Lower Rate
Interest rates are determined using the following factors: credit score, equity in your property, and the type of financing you are using.
Buy a home in Maryland with help from a Family Member
A realtor is not required to purchase or sell property in the state of Maryland. If a buyer and seller agree not to use a realtor, there is nothing illegal about doing so.
Maryland FHA Debt Consolidation
FHA loans have already been set for 2020 and in most parts of the country they have indeed increased!
Residential Mortgage Lender Providing FHA Loans
We are a residential mortgage lender providing government insured FHA and Conventional loans to buyers who do not have the minimum required down payment for each program but have the desire to become home owners.
Whether you qualify for our 3%, 3.5% or 5% down payment assistance loan, we provide you with the money to overcome the #1 challenge of home buyers, especially first-time home buyers, which is the down payment requirement.
We also offer an FHA backed renovation mortgage to current home owners who do not need any equity in the home to qualify for this type of loan, as well as prospective home buyers who want to renovate their home before moving in.
We also provide FHA loans to seniors with our government insured Reverse Mortgages. If you are already an FHA borrower, we can streamline refinance you into a lower rate OR we can refinance you into a Conventional mortgage to lower or eliminate your monthly mortgage insurance.
Serving Maryland and